http://buyers.htm Welcome to AgnesBuss.com! Agnes has been in the Real Estate industry since 1999 and has millions worth of real estate over her current career. Let me help you find your perfect home in the Durham Region! Whether brand new, resale or investment i am sure to find you a property that best fits your needs! With access to oncall industry professionals you will be well taken care of! Contact me today, agnes@agnesbuss.com or call me direct 416-898-3573 Fri, 03 Feb 2012 14:01:58 GMT Web Easy by Avanquest Software Heritage houses, grand homes near Award Winning Whitby Public Library http://buyers.htm Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions http://buyers.htm#1 Whitby's historic Anglican Church of saints in Historic part of Whitby http://buyers.htm Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions http://buyers.htm#2 Victorian homes and boutique shops in downtown Whitby home neighbourhood http://buyers.htm Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions http://buyers.htm#3 Brand new construction custom bungalow and 2 storey executive homes in Whitby, Durham, Oshawa, Pickering http://buyers.htm Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions http://buyers.htm#4 Agnes Buss real estate agent in Whitby specializing in new homes projects, Monarc, tribute, GreenPark and Homes in communities of Pickering, Ajax, Bowmanville, Historic homes and heritage properties. Staged homes in Durham region. Power of Sale Homes in Durham. House hunting free buyer incentives too. https://www.agnesbuss.com/ Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions https://www.agnesbuss.com/#5 Right at Home Realty Inc. REALTOR 895 Don Mills Rd., Suite 202 Toronto, Ontario M3C 1W3 http://buyers.htm Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions http://buyers.htm#6 free first time home buyers information about buying in the Greater Toronto Area, Toronto real estate resale homes purchase, listing agents, toronto buyer agents, estate homes and sales, toronto new houses, condo, condominiums, commerical properties, investment properties in the GTA. http://buyers.htm Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions http://buyers.htm#7 Making the right choice when it comes to purchasing a home is simply a matter of good planning, not good luck. No one person can be expected to know everything, that is why it is important to surround yourself with qualified professional assistance throughout the process and ask as many questions as you feel necessary. Below you will find information on the following frequently asked buyer questions and topics, if at any time you have a specific question in regards to your situation, write it down and be sure to ask Agnes. http://buyers.htm Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions http://buyers.htm#8 You should look at mortgage life insurance, especially where two incomes are involved. The cost is low and can be incorporated with your mortgage payments. Your balance will be paid in full (the maximum varies with different financial institutions) in the event of death, terminal illness, or permanent disability. These quotes are available with each mortgage approved on the system. http://buyers.htm Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions http://buyers.htm#9 When it comes to the largest purchase in one`s life, the key phrase is ``you`d better shop around``. Don`t settle on the first home you see unless it happens that it is "the one". On average people view 10-20 homes before they find the one they love. Decide where you want to live based on transportation, distance to work, proximity to schools, day-care, recreation facilities, shopping, health care etc. When you hear ``10 minutes to downtown``, find out if that was determined at 2 a.m. in a race car! http://buyers.htm Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions http://buyers.htm#10 http://buyers.htm Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions http://buyers.htm#11 Real Estate Sales Representatives have three primary client relationships: 1.) Under SELLER REPRESENTATION the real estate agent represents the Seller's best interests and owes fudiciary duties solely to that seller. In this case the real estate agent becomes the 'Listing Agent'. Should an 'unsigned' buyer inquire about the property for sale directly from the Listing Agent, this buyer will not be represented as a client, nor will his/her best interests be represented. The Listing Agent will only provide a 'duty of care' to this buyer. Duty of Care being honesty, integrity, and respect. All information from this Buyer that would increase the bargaining power of the Seller would be disclosed to the Seller. Thus reducing the bargaining power of this 'unsighed buyer'. This is why it is in a Buyers best interest to have a Real Estate Agent working solely for them: 2.) This leads us to BUYER REPRESENTATION, where the Buyer's best interests are represented by the real estate professional and fudiciary duties are owed to the buyer instead of the seller. When a buyer is fully represented via a signed CONTRACT by a real estate agent, he/she is guaranteed full representation, full disclosure about property facts, council, advise, negotiation and after-sale service. 3) MULTIPLE REPRESENTATION occurs when a real estate agent represents both parties, the seller and the buyer during the same transaction. This is a complex situation and you must make sure that you fully trust your real estate representative and understand the consequences of Multiple Representation before entering into such relations. Agnes will brief you on the risks and details before such a situation occurs. http://buyers.htm Fri, 03 Feb 2012 14:01:58 GMT Agnes Buss Right at Home Realty Sales Representative for Durham, Toronto, York Regions http://buyers.htm#12